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Disclaimers

Last updated: 8/8/2026

Program Overview

Wear & Tear Solutions, LLC ("the Company") provides member benefits including Base Membership Service Credits, the Contingency Shortfall Match (Maintenance Match), mileage tracking referrals, and Health Plus add-on services. The benefits described in the member dashboard are subject to the full program terms and are not guarantees of payment, coverage, or service.

Not a Loan or Credit Product

The Contingency Shortfall Match is a promotional advance and emergency point-of-sale safety net. It is strictly a zero-recourse benefit. It is not a loan, line of credit, or debt instrument. Members have no legal obligation to repay utilized matches out-of-pocket. Utilized matches create no debt and are resolved entirely through voluntary reconciliation via future Service Credit purchases.

Not Insurance

The Maintenance Match and Contingency Shortfall Match programs are NOT insurance products and are not regulated as insurance. They are discretionary member benefits and may be modified or discontinued at any time at the Company's sole discretion.

Health Plus Benefits

Health Plus is a discount and provider-matching program. It is not health insurance, does not provide reimbursement for medical services, and is not a substitute for medical advice. Always consult a licensed medical professional regarding your health.

Receipt & Expense Tracking

Receipts uploaded to the portal are used to calculate member benefit balances and personal P&L reporting. The Company does not provide tax, accounting, or legal advice. Users are responsible for verifying figures with a qualified professional before relying on them for tax filings.

Third-Party Services

Links in the dashboard may direct members to third-party platforms (Shopify, mileage trackers, payment processors, prescription discount programs). The Company is not responsible for the availability, accuracy, or policies of those third parties.

Contact

Questions about these disclaimers should be directed to benefitsmanager@wearandtearsolutions.com.